求一篇关于上市公司财务危机方面的英文文章三千字左..
编辑: admin 2017-25-02
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Hitachi posts historic loss for Japan日立公告称历史性亏损In the Land of the Rising Sun,the fiscal year is setting in a sea of red.在旭日之国(指日本),财政年度的报告全面飘红.Mount Fuji glows red in the sunset,much like the year-end results of Japanese manufacturers.富士山在夕阳中发出彤红的暖色,像极了日本制造业的年终绩效.Electronics makers Hitachi and NEC Corp.,and carmaker Nissan all ended the year with a loss.Japan's largest electronics maker,Hitachi lost $8 billion in the fiscal year ending March 31,with consolidated revenues down 11 percent from last year.It was the largest loss ever recorded by a Japanese manufacturer,according to Shinko Research Institute.电子设备制造商日立和NEC(Nippon Electronic Company,日本电气电子公司)和日产汽车制造商都以亏损终结了这个财政年度.至2009年3月31日为止,日本最大的电子设备制造商日立在这个财政年度亏损额达到80亿美元,总收益比上个财政年度降低了11个百分点.根据新光综合研究所的数据,这是日本制造商历史上最大的亏损.NEC Corporation lost $3 billion in the past fiscal year,down nearly 11.5 percent from last year.Meanwhile,Nissan lost $2.3 billion for the year.NEC公司在上个财政年度亏损了30亿美元,比上一年下降了11.5个百分点,日产汽车亏损了23亿美元.Declines in the automobile,semiconductor and industrial equipment industries especially hurt Hitachi,as well as write-downs of securities due to the sharp declines in global stock exchanges.汽车、半导体和工业器材产业的下景气,特别对日立构成了危害,由于全球股票交易市场的急剧下滑,有价证券账面价值缩水也是亏损的原因之一.Hitachi said it will cut unprofitable business lines,reduce staff and eliminate factories in Japan and overseas,but gave no specifics.日立方面称将会减少不赢利的业务种类,在日本和海外进行裁员和关闭工厂,但没有给出具体的细节.Japanese firms have been hit hard by the credit crisis,which has driven up the value of the yen -- driving up the export cost of products to markets like the US,where consumers are spending less on durable goods such as automobiles and electronic products.日本公司一直受到信贷危机的打击,日元的价值被不断抬高——使得其产品出口的成本被加大,而日本的出口市场,例如美国,其消费者在耐用品(如汽车和电器)的花费上正在减少.来源:
类似问题
类似问题1:高分求一篇关于最近经济危机的英文文章,最好是有评论的```求一篇关于最近经济危机的 英文 文章,最好是有评论的```[英语科目]
纽约:经济危机殃及餐饮业
New York's vaunted restaurant scene is in for some lean times, according to the newest Zagat survey released on Tuesday, with price hikes coming at a time when diners say they are eating out less often and spending less in the face of dire economic conditions.
"Restaurants are clearly feeling the pinch from the economic crisis," said Tim Zagat, founder of the survey now in its 30th year which bases its food, decor and service ratings for some 2,000 restaurants on feedback from restaurant patrons.
But he added that the industry would weather the hard times, just as it did following the 1987 stock market crash and the September 11 attacks.
The pullback was not limited to diners, either, the survey found. Restaurant openings declined for the first time since 2003, down to 119 from last year's 163, and 187 just three years ago.
Nearly 40 percent of the survey's 38,000-plus respondents said they were coping with the shaky economy by eating out less often, and by patronizing less expensive restaurants.
All this in a year in which Zagat found prices up 3.3 percent, or far more than the one percent annual hike that prevailed over the past six years. High-end diners were hit even harder, with a nearly 10 percent tab increase.
The average tab in New York was $40.78, still less than the steepest US total of $44.44 in Las Vegas, and far behind other world capitals such as Paris, Tokyo, and even Toronto.
The bracing findings were one explanation for a spate of new burger, pizza and barbecue places that popped up this year, the survey noted. Even celebrity chefs such as Alain Ducasse and Jean-Georges Vongerichten opened bistros or noodle shops.
Any good news mostly centered around establishments that topped the ratings. Per Se nabbed the top spot for the first time for both food and service, with diners citing an "unforgettable, transcendental gastronomic marathon" -- with an average $303 tab to match.
The ratings cellar was once again reserved for theme restaurants like American Girl Place or Hard Rock Cafe, but celebrity hangout Elaine's scraped bottom with even lower marks for service and décor.
据Zagat调查公司本周二发布的一项最新调查显示,纽约的高档餐厅如今可是生意惨淡.受经济危机和物价上涨的影响,纽约人不再像过去那样经常“下馆子”,餐饮支出也有所减少.
该调查的发起人蒂姆•扎格特说:“餐饮业已明显感到经济危机的影响.”这项已有30年历史的年度调查主要根据食客的反馈评估纽约约2000家餐厅的菜品、装修和服务.
但扎格特认为,这次餐饮业最终会度过难关,就像挺过1987年的股市崩盘和“9/11”恐怖袭击一样.
此外,调查发现,少的还不仅仅是食客,今年纽约新开张的餐馆数量自2003年来首次下跌,从去年的163家减少至119家,而三年前则为187家.
在3.8万多受访者中,近40%的人称他们为了应对眼下的经济危机,已经不经常出去吃饭,或者选择去较便宜的餐馆就餐.
Zagat调查发现,今年纽约的餐饮物价整体上涨了3.3%,大大超过过去六年所保持的1%.其中高端消费者倍受打击,价格涨幅达到了近10%.
在纽约出去吃一顿饭平均花费为40.78美元,低于全美最高的、拉斯维加斯的44.44美元,比起巴黎、东京甚至多伦多等其它国家的首都则要低得多.
调查指出,这些“鼓舞人心”的发现可以解释为什么今年纽约冒出了很多汉堡店、皮萨店和烤肉店.就连阿兰•杜卡斯和希恩-乔治四•沃格里腾这样的名厨也开起了小酒馆或拉面馆.
好消息大都关于那些在评级中名列前茅的餐馆.Per Se首次摘得菜品和服务“双科冠军”,食客们对它的评价是“令人难忘、无与伦比的美食享受”,这家餐厅的平均消费为303美元.
主题餐厅“美国女孩”和“滚石咖啡”再次垫底,但名人会所Elanie’s 的服务和装修这两项指标得分更低,排在最后一名.
经济危机:我们老百姓能做些什么?
Billions of pounds have been wiped off the value of shares after recession fears sparked panic selling across the world. The experts say there is more pain to come - and everyone will eventually feel the impact of the market downturn.
I have shares, should I worry?
If you are still holding stocks and shares in individual companies you're either a hardy soul or have been burying your head in the sand as the markets have been jittery since the start of the year. "This is fairly late in the day - nervous investors will have already moved into cash or safer investments," says Martin Bamford, an independent financial adviser at Informed Choices.
Baby
If you do hold money in the market you need to decide if it is time to crystallise your losses, or if you have the stomach to sit tight and hope for a recovery. Parents who have invested their child trust fund (CTF) voucher in the stockmarket should not be too alarmed - there are years to go before the money can be withdrawn, or in the case of a stakeholder CTF is moved to safer investments, in which time the market could recover.
I moved my money - will I be OK?
It depends where and when you moved it. Money market funds, which had traditionally been seen as a safe haven for investors, have been falling too, while commodities prices have also been dropping. Property funds are doing badly and even cash accounts, which used to be regarded as the safest of safe places to put your money, have had a bad week with the collapse of Icesave. Fixed-interest securities, which traditionally do well when stock markets fall, have failed to ignite this time round, but Bamford reckons they will bounce soon. But he adds: "There is risk in every type of asset class in a recession."
My pension is invested in the stock market. Should I be worried?
Most people start moving money into safer investments as they near retirement, so those with pensions invested in stocks and shares should still have time on their side. However, Bamford says there will be some people approaching retirement who are still exposed to the markets. "There will be people who have been completely caught out by this," he says. "They might have to reconsider their plans for retirement - the timing and their lifestyle may have to be different."
Earlier this week, Hargreaves Lansdown said the value of personal pensions had fallen by a fifth since last year. The latest wave of falls will have wiped even more off their value. However, the firm's head of pensions research, Tom McPhail, says if you have more than 10 years until retirement the best strategy "is just to ignore what is going on at the moment". He explains: "This will all have probably played out by the time you get to retirement, so you should keep paying your regular contributions to your pension."
I have an occupational pension - will I be hit?
You could be. If it is a defined contribution scheme, where the amount you receive when you retire depends on the performance of the assets in which it is invested, then you are in the same boat as anyone with a personal pension. If you are about to retire the company operating your work pension should have been moving your share of the money into safer assets, so you won't be hit too hard. If you have years to go before you finish work, then there is time for losses to be recovered.
If you have a final salary scheme, where the amount you get is linked to your earnings, then you will be insulated from the falls in the short term, says McPhail. "In the medium term it will have an impact, though. One result that we will see is final salary schemes closing at a faster rate than at the moment."
Ros Altmann, an independent pensions analyst, says most employers are likely to give up on final salary schemes: "Most of them were in deficit before the market falls, and almost all will be now." More worrying, she says, is that if your company fails and you end up having to claim your pension through the Pension Protection Fund, you will only get 90% of what you had saved.
My pension has plummeted and now I have to buy an annuity
Unless you have reached 75, at which point the rules say you have to use your fund to buy an annuity to provide you with an income, you might want to sit tight in case the market recovers. The sum of money you have with which to buy the annuity will determine how much you have to live on for the rest of your life, so you might want to wait to see if your fund recovers some of its value and you can buy a better income. The government is considering suspending the rules so that those who have reached 75 can also wait.
However, McPhail warns: "The risk of not cashing in your investment is that there is no certainty that the market will recover soon." And while you wait for it to bounce back, annuity rates could fall. "If you are keeping your money in the market waiting for a recovery, then keep your eye on annuity rates too," he says.
If you are concerned, it would be wise to take advice.
I don't have shares or a pension - will I be OK?
"It's easy to see it as just problems in the financial markets, but this is going to have a knock-on effect on everybody," says Bamford. "The only questions are to what extent and how long it will take to feel the impact."
As the FTSE falls value is knocked off the UK's biggest companies, leaving them with less money to invest. Instead of expanding their businesses they could start reducing staff numbers, leading to redundancies.
Those companies do not exist in a vacuum - they do business with other firms who will also be hit if they start to rein in their spending. Workers everywhere could eventually feel the impact of the downturn.
Is there any good news?
A little. The price of oil has slumped in recent weeks, which should mean cheaper petrol and could ultimately push down gas prices. Interest rates have been cut by 0.5% this week and further cuts are likely as the Bank tries to prop up the UK economy, which is good news for the third of borrowers on tracker mortgages. And while base rate cuts are usually bad news for savers, the fact that banks and building societies are seeking cash means they are still offering attractive interest rates on deposits.
经济衰退导致的恐慌性抛售导致股票市值被抹去了数十亿英镑.专家们说,这还不算完呢--最终,每个人都会感受到市场低迷的冲击.
我是持股人,我该担心吗?
如果您手中仍有个别公司的股票,不是心理承受力特强的话,那就是从年初市场动荡的时候开始就一门心思死扛了.马丁.班福特(Martin Bamford),Informed Choices公司的独立财经投资顾问说:“现在已经太晚了,稳健的投资者转成了现金或更安全的投资领域”.
如果您在市场中资金,那割肉的时候到了;或者,您有安安稳稳坐等经济恢复的本事.向儿童信托基金投资(CTF)的父母无需太过担心--离取出这些钱还有相当长的一段时间,否则,若CTF的持股人把资金转到更安全的投资项目时,市场可能已经复苏了.
我已经离市,总该没事了吧?
这要看看您把资金移到了哪里,什么时候转移的.传统上被投资者们视为安全天堂的货币基金同样在下跌,于此同时,日用品的价格也在下跌.产权基金糟透了,即使是现金账户,这个曾被认为是最安全存钱地点的地方,也因为Icesave的崩溃经历了糟糕的一周.固定利率的有价证券,传统上认为会在证券下跌时表现尚佳的它,这次却没有爆发它的小宇宙,但是班福特预计他们会很快反弹.他补充说,“在经济不景气中,任何形式的资产都有风险.”
我的退休金都投到了股市,我该担心吗?
大多数人在临近退休时把他们的投资转成了比较安全的投资方式,所以,这些把退休金投入证券和股票的人此刻仍有时间.然而, Bamford说,部分临近退休者仍有暴露于市场危机中的风险.“有些人将完全意识到这一点,他们必须重新审议自己的退休计划--不论是在退休时间还是退休后的生活方式上都将被迫变得不同.”
本周早些时候,Hargreaves Lansdown 曾说,个人退休金的价值自去年开始已缩水了五分之一.最近几天的下跌浪潮使得缩水数值变得更大.退休金研究公司的主管汤姆.麦克菲尔(Tom McPhail)说,如果离退休尚有10年以上,那么此刻的最佳策略就是“充耳不闻”.他解释说:“等到退休金开始发放时,很可能这一切都已经过去了,所以您应该保持退休金的缴纳.”
我有一份职业养老金--这会被冲击吗?
有可能.如果这是一份界定养老金(defined contribution scheme),在这种养老金中,您的收益和基金的资产投资收益表现挂钩,就是说,您和任何同样持有个人养老金的人坐在一条船上.
麦克菲尔说,最终薪金方案( final salary scheme)中,您的收益和与收入挂钩,如果您有这项方案,就可以避免短期的下挫.“虽然在中期上仍然会有冲击.最终我们可以看到的一个结果是,在这段时间,薪金方案关闭速度要得快得多.”
罗斯.奥特曼(Ros Altmann),独立退休金分析师.他说,多数的雇员倾向于放弃最终薪金方案:“他们中的多数人在市场下挫之前就已经出现了赤字,现在几乎全部出现了赤字.”更令人担忧的事情是,如果您的公司已倒闭,并最终不得不从养老金保障基金(Pension Protection Fund)取出退休金的话,您能得到的只是所存全部金额的90%.
我的退休金暴跌,现在必须去买一份年金(annuity)了.
除非您已经75岁了,处于这种情况下,规定上说您必须用存款买一份年金以提供一份收入,您可以坐等可能出现的市场复苏.您用来买年的资金量将决定您余生赖以为生的收入,所以,也许您想等等看您的基金价值是否能回弹一些,这样您的收入就会有所改善.政府正在考虑延缓这些规定,这样,达到75岁的人群仍可等待一段时间.
然而,麦克菲尔警告说:“投资不兑现的风险在于,市场复苏的明确信号并不存在.”而在您等待经济反弹的时候,年金收益率可能已经下调了.“如果您把资金放在市场里等待复苏就一定要紧密关注年金收益率.”
如果您理解了这一点,就会知道,采纳建议是一种很聪明的方式.
我没有股票或退休金,总该安全了吧?
班福特说:“单纯的金融领域的问题易于发现,但是金融领域的问题会引起连锁反应,唯一的问题是,范围会有多大,感受到冲击需要多长时间.”
富时指数上英国大公司们市值的大跌导致他们可投资资金的减少.无须扩展市场,他们可以开始减少员工的数量,这导致裁员.
这些公司并非存在于真空中--他们与其他同样紧缩开支的公司做生意.最终所有的雇员都可以感受到市场低迷的冲击.
有什么好消息吗?
很少.近几周,石油价格暴跌,这意味着便宜的汽油,最终将导致油价下跌.本周,银行试图救市,利率下调了0.5%并有进一步下调的可能,这对贷款追踪的第三方借贷者来说是个好消息.一般来说,基本利率的下调对于储蓄者是坏消息,而银行和建筑业正寻求现金这一事件意味着他们仍将为储蓄提供诱人的利率.
类似问题2:求一篇关系美国次贷危机的英文文章字数在200左右,记住是英文的,来中文的不给分,谢谢```分少人情大,再谢[英语科目]
The subprime mortgage crisis is an ongoing financial crisis characterized by contracted liquidity in global credit markets and banking systems triggered by the failure of mortgage companies,investment firms and government sponsored enterprises which had invested heavily in subprime mortgages.The crisis,which has roots in the closing years of the 20th century but has become more apparent throughout 2007 and 2008,has passed through various stages exposing pervasive weaknesses in the global financial system and regulatory framework.
The crisis began with the bursting of the United States housing bubble and high default rates on "subprime" and adjustable rate mortgages (ARM),beginning in approximately 2005–2006.For a number of years prior to that,declining lending standards,an increase in loan incentives such as easy initial terms,and a long-term trend of rising housing prices had encouraged borrowers to assume difficult mortgages in the belief they would be able to quickly refinance at more favorable terms.However,once interest rates began to rise and housing prices started to drop moderately in 2006–2007 in many parts of the U.S.,refinancing became more difficult.Defaults and foreclosure activity increased dramatically as easy initial terms expired,home prices failed to go up as anticipated,and ARM interest rates reset higher.Foreclosures accelerated in the United States in late 2006 and triggered a global financial crisis through 2007 and 2008.During 2007,nearly 1.3 million U.S.housing properties were subject to foreclosure activity,up 79% from 2006.
Major banks and other financial institutions around the world have reported losses of approximately US$435 billion as of 17 July 2008 The liquidity concerns drove central banks around the world to take action to provide funds to member banks to encourage lending to worthy borrowers and to restore faith in the commercial paper markets.The U.S.government also bailed out key financial institutions,assuming significant additional financial commitments.
中文意思:
这次的次贷危机其实是一场以全球的信贷市场和银行体系流通性全面收缩为特征的现行金融危机,究其原因,正是抵押公司,投资公司和那些在次贷业投入巨资的国有企业的失败操作所造成.
这次危机由美国房市泡沫的破裂开始,次贷业务和可调利率抵押贷款业务开始岌岌可危,其实在2005年到2006年就已经出现这些苗头了.在那之前很多年,一降再降的借贷标准,诸如零首付等贷款激励措施的增加,以及长期的房价上涨趋势大大的鼓励了人们去大量借贷,并且还使人们相信他们很快会从更优惠的措施上还贷.尽管如此,当2006到2007年美国的部分地区利率开始攀升,并且房价开始缓慢下降时,还贷开始变得困难.一旦那些优惠的首付条件到期,拖欠贷款和丧失抵押品赎回权的现象陡然增加,可调利率抵押贷款的利率重新高涨.丧失抵押品赎回权这一现象在2006年的美国开始愈演愈烈并最终于2007到2008年造成了一场全球性金融危机.在2007年,将近1300万处房产丧失抵押品赎回权,相比2006年增长了79%.
全球各大银行和金融机构已经报道,截至2008年7月17日,危机已经造成了4350亿美元的损失 对流通方面的忧虑促使世界各大中央银行给他们的子银行提供基金,用来鼓励那些有价值的借款人并且让人们在商业票据市场重塑信心.美国政府也为那些重要的金融机构作出担保,并做出了一些额外的重要的金融允诺.
类似问题3:谁能帮我写一篇关于金融危机的英语短文?[英语科目]
The term financial crisis is applied broadly to a variety of situations in which some financial institutions or assets suddenly lose a large part of their value.In the 19th and early 20th centuries,ma...
类似问题4:求一篇有关困难的英语文章要求能演讲有技术含量注意是英语[英语科目]
贝多芬耳聋还弹琴Loss of hearingAround 1796,Beethoven began to lose his hearing.[ He suffered a severe form of tinnitus,a "ringing" in his ears that made it hard for him to perceive and appreciate musi...
类似问题5:谁能帮我找一篇关于金融危机导致就业压力大的100字英语短文吗?难度不要太大,100字左右就行,急用![英语科目]
在金融危机席卷全球的大背景下,许多单位减少或关闭了招聘的大门,甚至纷纷裁员应对经济寒冬.即使计划招聘员工,也开出了苛刻的条件,提高自身门槛,导致越来越多的人面临失业.当前就业是所有人面临的第一大问题.
At the financial crisis sweeping the globe against the backdrop of many units to reduce or turn off the recruitment of the gate,and even deal with economic winter layoffs.Even if the plan to recruit new staff,but also out of the harsh conditions,and enhance their own threshold,leading to more and more and more people lose their jobs.Current employment are all facing the first big problem.